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Tag: Judgment Collections

In the debt collection industry, people say that obtaining a judgment is only half of the battle.  Unfortunately, being able to collect on an obtained judgment takes time, effort and expertise. Fortunately, Georgia has statutes that provide great power to creditors.  So, whether you have obtained a judgment here in Georgia or you have obtained a judgment in another state, we can help with judgment enforcement.

Domestication of a Judgment in Georgia

Pursuant to the Uniform Judgment Enforcement Act, Georgia will recognize judgments obtained in most every other state. This is an  advantage to the creditor.  The courts will not force them to file a completely new lawsuit if the debtor moves from that state to Georgia. The court can domesticate the judgment, which is a procedure that entails filing of the judgment in the county of the debtor’s residence.

The first step in judgment enforcement is when the court system attaches the judgment as a judgment lien. This lien will go against all of the debtor’s real and personal property.  In addition, creditor collection remedies in Georgia include bank garnishment, wage garnishment, and property levy.  Furthermore, an attorney can examine the judgment debtor under oath as well as serve post judgment discovery on the debtor. Hence, this will enable you to locate assets to attach with the judgment.  Being aware of all of the judgment enforcement laws in Georgia requires the services of an experienced debt collection attorney.

Law Firm for Judgment Enforcement in Georgia

Since 1985, the law firm of Howe & Associates has worked with creditors to enforce and collect on judgments.  We have knowledge gained from over 60,000 debt collection claims handled over nearly three decades. Hence, judgment enforcement is something we are quite good at. So, get in touch with one of our knowledgeable attorneys today to begin the process of getting what you are owed.

When you get a judgment against the debtor, you are now in the position of being a judgment creditor.  This gives you a lot more power, and you can do many things with the judgment.  Read on to learn about some of the options a judgment creditor has.

Judgment Creditor Options

  • File a wage garnishment.
    First of all, the judgment creditor can garnish the debtors bank account, including the debtors accounts receivables.
  • File Post Judgment Interrogatories.
    This requires the debtor to answer all asset questions under oath.   These are very detailed request for documents, including copies of the last five years of their tax returns, bank account statements and account receivable documents.
  • Serve a notice of deposition.
    This requires them to appear in our office for a deposition, where they will be required to answer under oath, about all their asset documents.  We can then utilize all that information to assist in the collection process.
  • File a motion to compel.
    If they do not respond to the Post Judgment Discovery, we can file a motion to compel, and the judge will compel the debtor to respond.
  • File a motion for contempt.
    Finally, if the debtor ignores the motion to compel, a judgment creditor can file a motion for contempt. In addition, the judge can issue an incarceration order.

Howe & Associates Collect on Judgments

The judgment itself, serves as a lien against all of the debtor’s real property and personal property. So, we often times coordinate with the local county sheriffs office. Hence, we go out and conduct levy demands on the debtors property.

In order to collect on a judgment, our approach at Howe & Associates is to take a very aggressive stance in the post judgment area.  And, one of the tools that we use is sophisticated bank account locators. These locators help us locate the debtors bank account for garnishment.

So, contact one of our attorneys at Howe & Associates today for more information on your judgment creditor debt collection options.