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Understanding Wage Garnishment Laws In Georgia

In a previous article on Wage Garnishments, we discussed some of the limitations that are important if utilizing this strategy for recovering unpaid debts.  In this update, we discuss the current state of wage garnishment legislation in Georgia.


To recap, Georgia Collections Law is unique. Debt collectors have several methods that they can employ to collect on a past due debt. Before the garnishment process can begin, creditors must go to court to receive a judgment. Once the judgement has been received, the creditors have several options, one of which is wage garnishment.


What normally happens here is that the judgment creditor will contact the debtor’s place of employment and by law, the employer must deduct a certain portion of the debtor’s wages out of every paycheck that they receive.  Having an experienced debt collection legal team can maximize the amount of the judgement awarded.  In addition the legal team may represent the party who the judgement is against, and possibly reduce the judgement.


This is only one of many strategies that exist to recover bad debt, and it’s often the last resort.  It’s critical that your legal team stay abreast of the latest changes in state and federal laws.

If your interested in the current state of Georgia Law, we encourage you to read more in the following article from the ADP Boost website :

Wage Garnishments In Georgia: The Law Needs Fixing

Apr 12, 2016 … Companies face continuing uncertainty about the constitutionality of wage garnishments in Georgia. Parts of the Georgia law were declared …


If you are struggling to collect on unpaid debt, wage garnishment may be the next best step for your business. With the help of an experienced debt collection attorney, you can take the action necessary to collect the money owed you. To speak with one of the experienced lawyers at Howe & Associates Debt Collection Attorneys, click here or call 678-566-6800.